Six million Veterans receive benefits from the U.S. Department of Veterans Affairs (VA). As I described in a previous column, these are earned benefits for military service and not entitlements.  For Veterans, it is essential to explain to your family members what these benefits are, how they are administered, and how they would be affected if you should pass. Based on an all too common real-world situation, this example summarizes why taking the time to speak to your family about your...